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Enrollees in Nigeria, Kenya and Tanzania


Total disbursed loan amount in USD


Number of patient visits to SafeCare facilities per month


Number of active clinics in the SafeCare program

Health plan in Tanzania


In Tanzania, Health Insurance Fund supports the Kilimanjaro Native Cooperative Union (KNCU) health plan with the help of our implementing partner the PharmAccess Groip and the insurance intermediary MicroEnsure.

The Kilimanjaro Native Coffee Union (KNCU) health plan targets the coffee farmers of the Kilimanjaro Native Cooperative Union (KNCU) and their families. KNCU, established in 1929, is Africa’s oldest cooperative and represents small scale coffee farmers who sell their coffee through KNCU. Besides collection and auction of coffee beans, the union supports its members through social, educational and financial programs.

The KNCU health plan was piloted in 2011 and then redesigned and rolled out in August 2012. The third party administrator for the administration and enrolment is MicroEnsure, the world’s first and largest insurance intermediary dedicated to serving resource-constrained households with an affordable and suitable range of insurance products. MicroEnsure is responsible for contracting healthcare providers, enrolment and administration. The network of healthcare providers that are part of the plan have been selected based on preferences of the target group, identified by a study conducted by TNS Research International, and a medical due diligence conducted by PharmAccess.

Click here to watch the video on the KNCU health plan.


Models KNCU Health Plan
Design Community-based voluntary
Coverage Four districts in Kilimanjaro region (Siha, Moshi Rural, Hai and Rombo)
Implementing partners Private insurer MicroEnsure and KNCU

Outpatient services
Chronic diseases management
Maternity coverage

Provider network Mix of public, private and faith-based providers



On 12 September 2016, OPIC, Calvert Foundation and two private investors announce expansion
PharmAccess and its German consultancy partner GFA have won a 27.3 million Euros tender from the German development bank KfW to improve access to healthcare for low-income pregnant women in 5 regions of Tanzania.
President Felipe Nyuse of Mozambique officially opened the University Clinic


A population-based study
Date: September, 2015

Research findings on Health Insurance Fund supported programs

Date: February, 2015